Electronic payment volumes are increasing across more and more channels. New payment types and channels have made innovation a priority. New regulations are adding to the cost of doing business. New technologies are challenging traditional business models – and transforming the way organizations interact with their customers. In this fast-paced environment, retail banks, processors and merchants are turning to Authentic from Alaric, an NCR business, to boost their competitiveness, control costs and meet the challenges of today’s market. Whatever the channel (from ATM and POS to internet and mobile), whatever the payment instrument (credit, debit, prepaid, gift cards, mobile wallets etc.) Authentic allows acquirers, issuers, switches, processors, banks and retailers to cost effectively maintain a flexible and responsive acquiring, switching and authorization system.